Having pets is now a thing. It is a lifestyle and a need for many people. They take care of it as a family so they will do everything to make their cat healthy and happy. One of them is by enrolling in pet insurance. Yeah, whether it is worthy or not, we see going to vet will cost double. In fact, your pet is prone to accident and illness. So, if you are still considering about pet insurance cost, the pros and cons here will help you decide.
Does Pet Insurance Cost Double?
Pros of Having Pet Insurance
First of all, you should make sure that you can afford the bills. You already have many kinds of plans form car, health, education until travel insurance. Right now you should think about your pet which will make you plan another budget.
Transfer The Risk To The Insurer
In terms of budgeting, actually, it comes from yourself to be disciplined to put aside your money for your lovely pet. If you have a pet, that means you need to save some money for the emergency. When you pick a plan, it means you put the risk on the insurer. It is still the same! You keep your money!
You Have A Peaceful Mind
In fact, the vet bills are increasing. Many pet owners complain about the costs they should spend to get them better. As your pet needs treatment, the insurer will help you reduce the cost. You will be in peace for having your pet cured and you have no worries with the money as well.
You Can Have The Best Treatment
The pet insurance cost might take away your extra money, but when your pet needs treatments, you will be thankful. You may choose the best treatments with less money.
Cons of Having Pet Insurance
It Is Not Feasible
We should admit that the pet insurance cost will be skyrocket and will not cover anything. Hence, many plans have exclusion so you can manage it better. As an example, some policies will not cover dental care but it tends to the widespread illness, pregnancy, cosmetic procedures until euthanasia.
The Existing Condition Will Not Be Covered
And, yes! The pre-existing condition will not be included in your plan. If your pet is suffering from illness and you want to purchase a plan, this will be an exclusion.
There are still more cons you should consider including the age that requires you to purchase a policy, for example, you only get the accident cover when your pet less than 9 years, the need to pay the bills at the front then wait for it for certain times to get reimbursed. The last, the policy has a limit for certain claims. In conclusion, you want to purchase the plan or not, it depends on your need!